In his case, he had a barber shop as tenant, legally allowed, and insurance is covered.As to insurance rates, an office tenant is the lowest, bodega stores much higher, 3 times higher based on risks.

Conventional max LTV's:  1-unit 95%, 2-unit 85%, 3-4 unit 80%.So if this is a 3-4 unit, you would need to be at 80% LTV and there wouldn't be PMI.Also if your income is below the income cap for the program, Conventional Home Possible is coming back on 11/15, which allows up to 95% LTV for a 2-4 unit.Check with your loan officer on your options.Hope that helps, best of luck!

I checked in with our Loan Officer on Friday (10/8) and was told that the  Wire would now come on Wednesday (10/13). 

If you were not properly notified the transfer is not valid.Start by contacting tax office and explaining. 

Reach out to James Kennedy, his office is in Cherry Hill NJ.. 

Shot me a message if you would like their information I’m sure my loan officer can help you out.

I'm using the 2 rooms (one my bedroom and one as my office).

Hey All,I am buying a large estate to turn it into a mixed-use project office space/winery/bed & breakfast.

To me is seems like 3bed/2bath is a nice sweet spot for some areas of Pittsburgh where people are looking for an extra bedroom/office for work-from-home.

We politely declined.