You can borrow up to $35,000 for renovations/rehab, plus an unlimited amount for energy efficient improvements (new windows/doors, HVAC improvements, insulation)

Great energy with this group.

I think there will be a shift if energy prices continue their current direction as inflation is a lagging indicator.

If you are well versed in geopolitics and energy market trends and fluctuations (and have a crystal ball as a backup) you could conceivably make that element work to your advantage.

Now I've decided to add an additional 2bed ADU and really struggling to decide if the time/energy trade off is worth going with a prefab vs acting as GC again. 

If you don't have much money to spend then there are other ways to build up a portfolio of properties where you don't need much capital but, you will need a lot of TIME, energy, focus and hard work to find, locate and procure properties in this niche.   

Mostly with unexpected demands on time, costs, and energy required to turn four walls into a full time vacation rental HOME. 

WE Energies can tell you how much that is on avergae. 

Oh, and every single energy savings estimate we have gotten has been inflated.Exception?

What is the highest and best use of my my mental energy?"