Do I need to check with the insurance company?

I have a few years before my life gets a little more serious, so it's a good time for all the hustle that comes with short term vacation rental.

How much is the typical home insurance with standard liabilities cost for multi-family units around Boston areas? 

But went about it this way because I am closing on other properties in my own name right now so we used just the father's financials to qualify for this particular one, and the mortgage market does not allow lending directly to an LLC anymore.Simply put, our goal for tax reporting is to divide all rental income for this one property equally in to thirds, and to do the same for all expenses (mortgage interest, taxes, insurance, repairs, etc.).

Now that I have two properties, I'll be getting an Umbrella Insurance policy which should be able to cover me for 1M+ in liabilities.  

Insurance Loss proceeds can be some of the hardest to get reimbursed from your lender.

I can't drive a car off the lot (or drive a car PERIOD) if I don't have protection for insurance and while my car is one of my babies, my INVESTMENT is my baby that I'm building from the ground up. 

When you just can't get a lead to save your life and there is just not any inventory much less.

Brokers typically have errors and emissions (E & 0 insurance) specifically for misrepresentation of facts or forgetting a disclosure.

Too many other debt sources without the red tape to deal with and expensive legal costs to close the loans.Credit union, bank, Life Insurance, Pensions fund, Private investor loans etc.