Your outdoor unit will also last longer because you're only using it half the time.

Liability coverage is relatively inexpensive, so max out this coverage on your auto / home / toys and then follow it up with a properly sized umbrella policy.

Christine Sklenar - With Sklenar Insurance has our umbrella policy and a few individual properties.

I have seen so many posts that recommend different types of insurance coverage such as property,  umbrella coverages,.. for STR from different providers like Proper, Foremost,.. .

@Nancy BachetyWe have one we use for our vacation cabins who covers the outdoor pool and other potential liabilities.

Yards and the exterior we require, for example, yard maintenance at a minimum every 2 weeks, with no "indoor" furniture allowed outdoors including on porches, and no stored items, no car parts, construction materials, or vehicles that are not currently licensed and operable.You can also require annual professional carpet cleaning in the terms of your Rental Agreement.

The sheltering need not be clandestine, and harboring covers aliens arrested outdoors, as well as in a building.

But you can certainly mandate the use to be outdoors, and I would require a separate deposit for potential odor removal.

My current flip is in my personal name- long story, the original plan was to hold it- but I'd like to get it under the umbrella of the S-corp when that's set up, is that possible?

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is likely to be higher, then you may consider an umbrella insurance policy.