Everything cleaned, hard floors swept or mopped, carpets professionally cleaned, appliances cleaned inside and out, windows washed, sills / trim / baseboard / counters / other flat surfaces dusted, all light bulbs operational, etc. 

This allows the borrower to put less money down on their purchase.As a result, NON-QM loans’ lax restrictions make them ideal for these types of real estate investors:Self-Employed Investors: Especially in light of the unprecedented year, with COVID-19, private lenders completely understand how difficult it is to find steady income.

Now we are at 42.50/hr  and we are just keeping a guy employed and keeping the lights on.  

I went to a Christmas party where the home was nothing more than a shack with a single bare light bulb and no running water.

I would advise to make sure no one can see inside (they may see what they want to steal) be sure that the floor doesn’t get wet (or provide a floor spacer above the slab), natural ventilation, a few shelves and hooks, and spend a little more on the locking mechanism.

The reason someone is lending is to be passive in nature regardless of the end investment vehicle.

They have a power outlet and a ceiling light. 

Light remodel of bathroom and kitchen, painted accent walls, added a gate to make an enclosed patio, and gave the place a general ambiance/brand.

Additionally, the agent may have "honestly" tell your prospective client that the wholesale is not the best deal/approach for them depending on the nature of the property/situation. 

Light remodel of bathroom and kitchen, painted accent walls, added a gate to make an enclosed patio, and gave the place a general ambiance/brand.