and we get rent paid on time as the tenants pick the fruit for food and use cash to pay rent. we have the normal mow and blow pick up any thing else.

Rents in the area are between 850 on the low side and 1450 on the high.

LED "fixtures" are a high cost and high maintenance proposition.

Highly suggest partnering up with someone and house hacking.

Same goes for my Oregon Coast hosts and investors, it doesn't have to be high end furniture, I have one client that probably executed best of my clientele last year.

We also have a meeting set up with them to chat for a half hour in order to ask questions about what pieces of our return were most influenced by what elements of our businesses... we want to understand the mechanics that made this year so good so we can replicate next tax year.All in all, we are very happy and highly recommend ProVision (if I'm not mistaken, ProVision and Wealthability are two separate businesses...

Unless you run a high risk business, I'd not use an LLC, and especially NOT for ownership (zero advantage).

I am particulalry concerned for those who spend hard earned money on courses and mentorship where they are taught to use credit card debt to fund the downpayments and/or improvements and the ease of funding deals when in actuality the only funding available is high interest alternative lenders.

This is going to be a DSCR loan since I don’t have 2 years worth of history, but I do have a high 700’s credit score with zero debt.

Can you do this, potentially but typically it will be written that you need say a 2/3 or 3/4 or high majority to do this.