Thank you so much @Jason Shackleton and @Dmitriy Fomichenko for the encouragement!   

As far as other steps, I'd encourage you to start analyzing properties (BP lets you use their calculators for free this weekend) and get a better idea of what's out there, what kind of returns you can expect.

I encourage you to get umbrella coverage now and research forming an LLC. 

Account Closed    Thanks for the encouragement....I see you are in Frisco, so you know the pain for investors....or you're riding the wave of the growth and enjoying prosperity.

@Elvis Briseno I’d like to support and encourage you to go forward with getting your real estate license to support your investing habit!

Maybe the hidden goal is to slow investors to encourage owner occupied.As it stands today investor and second homes already make up more than 7% of the 12 month moving average.

Maui County has passed new property tax relief for long-term rental landlords to encourage landlords to rent LTR vs STR. 

I would highly encourage you to get prequalified before you do ANYTHING...what if the numbers show that you need to adjust your offer or how much you need to leverage? 

I had originally read your goal as $20k in cashflow, then I homed in on it and saw it was technically $20k in gross rents, which I was encouraged by because it is definitely achievable.You can do $20k in cashflow per month, but you'll need to push beyond what most people think is possible. 

You are truly one of the hardest working people I know.Will be watching you get your next deal.Thank you Theresa for the encouragement!!!