(I do acknowledge that there are certainly people on here facing much larger problems than this, but hey, I'm still annoyed at losing all these washcloths!)

As long as you have the ability to buy, and you're willing to actually do so, an agent should be happy to spend the time and share the resources that you need to make deals happen.As for San Antonio, I believe we will fare much better than most larger markets in the coming recession.

Typically, in situations like this I recommend considering that you sell your properties, do a 1031 exchange, and redeploy your capital into a larger MFR.

Also keep in mind you should have a reserve built up aside from the initial down payment to cover any larger expenses that pop up that you would need to address immediately (heat,AC, Roof appliances, etc...).  

I save plenty of money in cheaper premiums to more than cover the lack of coverage.All that being said, I invest in SFH and small multi's larger commercial buildings may be a different story.

@Steve,Whoever told you the "until created" thing is not correct.The IRS rules stipulate that you may not produce any direct or indirect benefit between a plan and a disqualified party and a retirement plan.If your personal business is creating opportunities and putting capital and energy into deals that you then take over with your IRA, your business is providing services to your IRA. 

If i was you i'd see about purchasing a larger property than a duplex(4-10 units).

@Josh JimenezI am not familiar with those investors however; the larger players in the real estate investing (syndication) business usually have several different income streams other than just the investments they usually talk about.

In the area you are describing you have to understand the deviding lines; you can't cross those.Also, from my own experience: BRRRR generally works better on medium priced homes, because you have a larger spread.

With both of those situations lingering the larger servicers who have a large chunk of securitized loans will have some 'massive' and I emphasize "massive" cash problems.