I recommend starting with the Ultimate Beginner's Guide under the Learn tab in the blue navigation bar.

If you haven't yet, be sure to check out the The Ultimate Beginner's Guide to Real Estate Investing and The BiggerPockets Podcast.

I am not an attorney and this should not be taken as legal advice but as a guide to better understand your options coming from a small business owner perspective. 

If you haven't yet, be sure to check out the The Ultimate Beginner's Guide to Real Estate Investing and The BiggerPockets Podcast.

I sent this web link to the contact person at various lenders to ask if they do cash out refi under that exception. https://www.fanniemae.com/content/guide/selling/b2/1.2/03.html

Also, "The Ultimate Beginners Guide to Real Estate Investing" is an excellent tool.

There's really just still a ton of unknown information here to say anything definitively, but if you'll get the other info we can help guide you through it.

Fill in the foundation below.Check out the Start Here page http://www.biggerpockets.com/starthere Check out BiggerPockets Ultimate Beginner's Guide - A fantastic free book that walks through many of the key topics of real estate investing.Check out the free BiggerPockets Podcast - A weekly podcast with interviews and a ton of great advice.

Mold probably is not going to kill you.I suppose it could be falling beams, too.  

If you haven't yet, be sure to check out the The Ultimate Beginner's Guide to Real Estate Investing and The BiggerPockets Podcast.