@Stephen Thomas , my company (Walnut Street Finance) is always looking to figure out the most flexible way to ensure project success for our borrowers.

The reason I want things to be done properly and lawfully is because I do not want to be known as the unsafe and careless flipper who sell garbage properties.In this journey I bought a property from a Wholesaler who provided me with a pool estimate that were $4,500 less than what the work costed.

The only thing is your content must be properly defined to make a person want to hire you.

So just a quick check before you get excited about writing an offer on the property to ensure income limits aren't going to kill the deal... keep in mind that rental income counts towards that limit, so really you're limited to census tracts with no income limit (again, 90% of many major metropolitan cities).Here's my little "Why 6 year old biggerpockets.com podcasts and blog articles telling you to start with FHA are, as of 2018, wrong."

Hi Bigger Pockets,I am trying to "sharpen our pencils" so to speak when it comes to proper reserve amounts for rental properties and I am having a difficult time finding concrete answers to this topic.

Does anyone have any experience with this type of issues and what do you think is a proper course of action here? 

New windows are really not that much efficient than a properly fix old wooden window. 

If you choose to use someone without proper credentials it could devolve very quickly into a very expensive series of repairs.

If I am the live in landlord I feel like I could properly vet my tenants and find someone who we can agree with each other on some of these things, but then what if I move out and put other tenants in the unit and they arent able to agree on what temp to keep the ac, who pays how much of the bills, etc. 

Hi Terrence, the best way to ensure that title is clear and make sure that the property is free of liens, mortgages and other encumbrances is to consult with an attorney.