I'm just short of 30k and recently I have been getting a lot of loan offers should I accept one of these loans to use for a down payment or is this a bad idea?

I came across Flex Space Untapped which offers a training course and mentorship for $12k.  

When I give tenants an offer for renewal, they have X days to respond.

With new floors, cabinets, electrical, plumbing, and appliances, it offers turnkey living.

We offered cash and closed in 20 days.

The Chicago suburbs offer a lot of great opportunities to invest, so you also live in the right place too! 

The best accountants and CPAs will be able to offer you a secure document transfer system in order to keep your sensitive information safe, and also be able to conduct their bookkeeping and tax return services electronically as well, saving both time and money.In my personal ventures into real estate, I have started several LLCs and would be happy to share my real estate experiences with you.

It is possible to get a reasonable rate right now and make somewhat aggressive offers right now, and then refinance 1-2 years out to secure a better rate. 

When they say no to that, I have to go pretty low on the offer because I have to get a hard money or private money loan and its going to be about 10% to 12%. 

Welcome to BP @Jonny Baltes, we noticed you aren’t a Pro member at this time and we would love to offer you a 20% off discount to start taking action in investing with confidence!