DTI and Credit scores are excellent and the property has been owned for more than one year.I realize that there is a "Find a Lender" function on this website, but I really don't want to be spammed with marketing emails. 

4 units are great because they give you the option to rent some units out while you're working on fixing the other ones up and there is a lot of rental demand in Cleveland and surrounding neighborhoods right now, so it's a great time to get in the market!  

Leveraging Bob's local market expertise, we secured the property for $30,000.

Can you explain your analysis regarding why 0% down is risky in today's market?

Leveraging Brittany's local market expertise, we secured the property for $200,000.

I offer this exact deal in my markets. 

My goal would be to make a higher return in the next 5-7 years, lock in current market prices, avoid some selling fees, and free up more cash right now for an opportunity that I have an eye on that looks more profitable.

The interest rates are what they are but the down payment is the kicker for easier entry into that market. 

Not ideal, but their assessments are still double digits under true market value.

Fort Lauderdale is a great market if you can get a lot and build on.