Our goal for 2019 is to continue the same growth from this year, and create some relationships with private money partners. 

I typically only deal with private mortgages and notes for purchase and rehab.

I was a private lenders on a deal in Virginia and I recently got my money out, so I'm investigating new investment opportunities. 

I would suggest a double close using transactional funding to keep your profits private.

And I am looking for a little creative financing (partial seller, partial me, partial private lender, bank).

We use private money interest-only loans to purchase/renovate however we still have not decided on the best strategy for re-financing.

@James Wright the last two we have done (one is currently in process the other just closed 60 days ago) both were 4.75% 5 year initial term, 5 year extension, with a cap of 5.25%. 

I see you mentioned waiting to possibly 2020 ro as soon as 20109 to do your first deal, but I would say if you come across a good deal whether SFR or MFR I would recommend reaching out to your inner circle (family, friends, colleageus) and raise the money via private money.

The other thing you could do is actually buy the property with hard or private money and cash out refinance with a conventional loan after the rehab. 

If you put down less than 20% be ready to pay PMI (Private Mortgage Insurance)skipping ahead....Plan on paying sewer expenses.