I also look forward to seeing the final product.

Check references, ask to view job sites under construction and completed (cleanliness during the process, quality of end product), require proof of insurance and licensing, etc.

You should be closer to that rate, again credit and product depending, without points. 

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/The site has quite a few tools that can be helpful for new members.

I personally think the loan product is fine, but you need a bullet proof estimate from a contractor who understands how the process works.

Now I don't think this is going to happen this go around I think 6 months to 9 months will bring that product back.but for the short term you may have to just bite the bullet there are plenty of lenders that will do these at 5 to 10 points and 8 to 10% interest for 5 to 10 years.. not optimum but better than a foreclosure. 

I would like to have the slab sprayed/cleaned before the new carpet is installed.Any suggestions as to methods or products?

In the major Metropolitan area, Sparefoot or a similar product take the lead because it is all about SEO (search engine optimization).

The end product looked great.  

Overall it is a cleaner product with fewer errors and saves tremendous time versus cinder block.Good luck!