Jack - I definitely believe in the pay it forward method and plan on doing so.

Highly paid professionals and executives are dumping their homes through the short sale method.

Just curious on your method that seems to work well for you.

So, how you enter the business makes a difference in the type of due diligence the note buyer needs to do.Notes are unique and unlike other investments like a bond that is rated and is in an established market providing liquidity at a near par value or an easier valuation method.

is it smart to buy a buyers list for your homes or is it better to seek other methods to get buyers.

My idea is to follow the 'we need room to perform service/work' method.

The most likely source would be a private investor who would invest in new debt through a self-directed IRA (SDIRA) or other tax advantaged method.

High bidder gets title, subject to any superior liens.

If you are comfortable with this method and bottom line then you really have answered your own question.I personally don't agree with your strategy to live in the property for 3-4 months to "take advantage of the FHA down payment guidlines".

I don’t need an original idea; I need a better method of executing an existing idea.