Also, since REI is a bit different than what they are doing, I doubt they'd award brownie points for your 10 hour "sacrifice," unless, of course, you doing this to build the business with the intent of offering them jobs when they come home (in which case I'll give you the brownie points!).  

Usually part of the application is a release that we may contact references, etc at any point in the future.We've used this to contact personal references from the application when we've encountered problematic mental illness issues and it's worked out pretty well.Good luck.

Even though I have no short-term intention to exercise them, you never know what the future holds.

I have no intention of living in it and the bank had some very high expectations to make this go through by myself as a first time investor.

I believe that the lawmakers, while well intentioned, did not take this into consideration when expanding the privacy laws.  

Intent is more important than length of time held, and if the intent is to flip, it's not capital gains, regardless of whether you held one month, one year or 20 years...

This situation is what causes people here on BP to go off on wholesalers who write purchase contracts with no intention or ability to perform on the purchase.  

I`ll try to update the worksheet according to your corrections.

I've been doing all my stuff myself which is ill advised.

I think ill go with that.