If the answer is no, then you are doing the same thing as buying something on sale, because it's on sale, even though you wouldn't have bought it if it wasn't on sale.To use a Poker Expression, "The name of the game, is to stay in the game".  

It makes it more like a game now.  

I'm new to the game too and have been in Louisville for 4 years.

I am pro broker could not really understand how you can reach full potential without it.just the networking with those in the game is worth it.

Last tenants left house in rough shape.The good: Seller owns the property free and clear and is wanting to get out of rental game.

Excellent credit and skin in the game are required. 

That gives them a high loan amount (more interest income), and if you can cover 20-25% of that for the down payment, they may be able to come to the table.

What happened today was, it's our anniversary, and we figured we'd take the baby for a drive around his nap-time so he'd be sound asleep in the carseat, and we could go to our favorite restaurant for our anniversary (with baby sound asleep in his carseat at our table).  

Bigger Pockets is the ultimate game changer when it comes to successful real estate investing.

Having said all that, I have since developed a relationship with a commercial lender that I game plan with before I purchase into a situation like this.