Michael Quarles, I'm surprised you're not all over this....LOLMichael has a good thread going My Sales Diary I think, you might read that.I never used direct mail, too bust even from the beginning as I beleive in identifying a property or properties and follow up, wlking and talking was the most productive thing for me, being known in the area.

If you setup a registered fund, the company as one of the owners of the fund can market the product via you or an employee or you can higher a Broker/Dealer to market the fund which will cost you some money or both.

If you could afford to not do that your business would be much better off.If you use job income only, which is a more conservative way to go, you can build wealth through cash flow, and buy a little less house.

Folks get angry when pressured into purchasing a timeshare they can’t afford.

So Loc, you might want to see what types of products they deal with, and see if they need help in any type of exit strategy - unloading might be preferable to foreclosing.

If you can't afford that, then better don't build anything.

Of course she had a boyfriend too.Needless to say I was glad I could afford to carry this thing.

Or at least enough to create a product or service that teaches it.

Although we have less sub-prime debt, people are barely able to afford a house here and we're hearing doom and gloom in the news every single day.

That explains it perfectly, thank you Rich.Those types of special cirumstances have afforded you profits, not sure if they can be duplicated on an ongoing basis, but profitable none the less.