@Filipe Pereira,Thanks so much for your insight and detailed perspective about my topic.

Hey all,The idea of this topic was trying to make sense (and order?) 

Here are some recommendations for you:Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/usersSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: https://www.biggerpockets.com/podcastIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

I have no experience in REI, however I have ammassed considerable savings, enough to make an investment in a plex rental property on the island of Montreal, Quebec.I do not yet think I am at the stage of "Analysis Paralysis", as I have only begun reading and studying the topic of Real Estate Investment for less than a month.

I've been reading some books on this topic, but I am having trouble making the next step.

If the topic completely stops here, use 12 months as your hard and fast rule, as I have used this in multiple states and never heard of anything over 12 months.To go a bit further, let's say you wanted to use the VA loan again and again (my strategy).

There are a lot of threads on this topic on various other forums.

It was a big picture view which is what I was looking for as some of the topics themselves can be in depth.

Just the type of topic I was looking for.  

There’s plenty of previous threads on here on that topic and they usually conclude in a dead end.Second, as @Tyrone Osilesi pointed out, and as the name of the product implies, HELOCs are a line of credit based on the EQUITY in the property.