The two benefits to this is you have good equity in the properties right from the start protecting you from any future crash and you are locking in debt that will remain the same for term of your loan.Either way, you will not lose.

Obviously, they lose out on some prospective tenants who want a full year lease, but it seems to work out well for them.  

Some of the best I have read are:- The Hands Off Investor - Brian Burke- The Best Ever Apartment Syndication Book - Fairless and Hicks(I realize that the above books are heavily weighted in syndication, but feel these contain valuable information that does apply to MFHs)So I ask the group, what books about multifamily investing have you read that have made a day to day impact on how you have acquired, financed and/or managed your multifamily properties? 

They have more to lose than you do.

Losing the cash flow on the higher mortgage payment, or the new cash flow from another deal?

They do not take responsibility for anything that will cause them to lose money.

If it's been a while is it worth losing this tenantship due to one rent?

Or, more likely, you'll lose significantly more than 10% by making mistakes as an amateur.A large percentage of the people I manage for were managing homes on their own before hiring me.

I don’t really want to lose him as a handyman as I have heard great things, but I fear he may not want to work on the house if he “fell in love” with it and then told he can’t live there when its done.

Perhaps start with a small amount of cash and move up until you have her interest -or lose yours.