Home Insurance Question in Las Vegas

[Alain Haug]

Hi BP community I hope you can help us.

We recently inherited a condo in Las Vegas. Since this just happened a few weeks ago, the property is still in the name of the deceased.

Unfortunately, we have just learned about a water damage caused by the people living upstairs. We also learned the deceased did not have home insurance.

This brings me to my question: who is responsible to pay for repairing the damage (How is it handled in NV)? In my opinion it should be the one who was causing the damage aka the upstairs people or their insurance. However, we received conflicting information suggesting the repair would be covered by our insurance (which we don’t have on this property).

Appreciate your professional opinion. Thanks a lot in advance.