Depending on price point there are agency lenders that do small balance Lyons starting at 750 K otherwise you will have to qualify with a local or regional lender.

In KC we have a regional store called Menards that is also good.

Hi @Navi Kukreti,I'm a Realtor down here - with $30K-$40K you'll be looking at a property $100-200K with a traditional investment mortgage product - if you're new investor you might be asked for 30% down these days so for that price - I just did a quick search for you in Cape Coral - 4 SFH, Naples - 0 SFH ( you will struggle to find anything at that price point in Naples, and Fort Myers - 6 SFHAs for Multi Families there were none at that price point .You would get more choice in areas like Tampa, St Pete region and Bradenton.Also ROI is a metric we normally use for when an asset is sold or to predict the final value of a propsective investment and because it needs to factor in the three Ts - time, taxes and transaction costs - it can be a less user-friendly metric to measure your prospective profitability - RE investors use various metrics to measure how well their assets are performing or might perform - one of them is Cash on Cash return - is that what you meant with the 8-10%?

Even something like wholesaling requires a lot of money in marketing to have a sustainable business over time.

Most of these markets are in either Mountain or Southwest regions. 

Now the company is self sustaining even if we are running less than optimal due to COVID, being able to create a business where I didn't need to be there anymore allowed me more time to invest in myself, other streams of income, online marketing, passive investments, and real estate.

I have a unique history, growing up in the Toronto, Canada region, I am in one of the hottest real estate markets in the WORLD! 

Some tenants are trying to lock in long term reductions on a relatively short term problem of 12 to 24 months.I would look at if operator local, regional, national.

However all things in this business are region specific.  

If you work with local or smaller regional banks (especially credit unions), many don't require seasoning periods.