If cash deal, more than likely will not matter if your relative is US citizen or not.  

A DIL a lender will not usually take back if there are a bunch of other liens after them on a property.If there was still sufficient equity maybe but the property is usually under water.So in those cases the lender usually just forecloses and wipes out all of the junior liens for the property.Things like property taxes and IRS tax liens can supersede a senior mortgage lien and not be wiped out in foreclosure.

He looked at my DP3 Citizens policy and said he'll get me 10 grand and charge 20%.

If the primary mortgage ends up being "reassinged" years later to a different mortgage company, does that loan still remain its seniority?

Do Canadian lenders ever lend to US citizens?

Don't forget to check current taxes due (directly with the county), and consider this part of your investment because delinquent taxes are in a senior lien position to your note. 

So the recent new second lien boom doesn't help buyers of discount seconds who need product that has been marked down due to flaws or exceptions much.Today's second liens are much more conservatively underwritten, relative to simultaneous second liens originated during the housing boom, said Suzanne Mistretta, a senior director at the New York-based Fitch Ratings.

ThanksA lot of the senior head honchos at BP have experiences that bias them towards the midwest.

Then if the tax database has the owner receiving the senior citizen's exemption rate, I'd check the Social Security Death Index.

The encumbrance report should that the bank, MidFirst, was foreclosing and it is the senior mortgage so we should be okay and have no surprises on the title.That is the background.