This is based not only on a mortgage’s closing costs but factors like property taxes and utilities paid in to date by the seller.At the closing, or settlement, table, the buyer (and seller) sign all closing documents, including the HUD-1 (see a sample HUD-1 here), and the final loan documents.The buyer pays the remaining funds in their downpayment to an attorney or a representative of the title company (who is present at closing) via cashier’s check.The representative from the title company or your attorney will then record the transaction and deed with the appropriate municipality.The buyer receives the keys and, unless indicated differently in the contract, officially takes possession of the property.

There have been some great answers here, but I came across this webinar (now recording) in the BP marketplace, and found it incredibly insightfulhttps://www.biggerpockets.com/forums/109/topics/685989-so-glad-i-incorporated?

As far as Kansas goes, here's some information covering the governing law: (Kansas Open Records: K.S.A. 45-230.

When making assumptions we also just look at county records and see what taxes were for the last few years and then bump that number up a bit.

If not enough records in Absentee add, HomeownersHope this helps. 

Good morning @Daphney Jacques - yes, you can get into a property even if the owner is out of state.Once you identify a property that you believe is vacant you can look in the tax records to find their name & mailing address.

Recording a deed has ZERO effect on the mortgage, liens, and foreclosure process.Why would you pay $100k to someone in foreclosure?

Unfortunately I travel for work Mon-Thu most weeks, so I can’t make it to this one.

If not enough records in Absentee add, HomeownersOnce I get a list ready I create a mailing schedule which I'll try to stick to as diligently as possible.

Also for the record it's millage not mileage in the above post.