I'm surprised you have not yet received a welcome from @Linval T.who shares a very useful list of resources with new members.

Hi Todd.I am receiving keyword alerts, but have a note to our development team to look into it just to make sure.

Sellers are smart and call every piece of direct mail they receive to see what the best offer than can get is.As far as the OP's question goes: Rapport is definitely big.

;) Actually, I kind of figured you're a rather sensible investor - just based on your reputation here on BP and the major props you receive from people who've met you in real life.

She is 63, and receiving social security due to a major back injury, however does have a cash income every month provided by 2 family members that rent two rooms from her. 

You can even refinance after a couple of years and pull out your down payment to then have no money in the deal, and cash for the next purchase.One requirement is that you do have to live in the property for at least one year to be considered an owner occupant in order to receive the FHA or 203K.The 203k loan is ultimately a FHA loan, but you are able to include rehab costs into your borrowed money.  

This is known as economic vacancy, there's someone in the unit, but you are not receiving rent.  

. -2 of 3 units are rented, receiving applications for the 3rd. (2 units under short term remaining leases.) 

The script would start by asking them if they received the home value report and then would go on to ask if they agreed with it.

When we see actuals or receive proformas w/ numbers greater than these estimates it usually means there's something wrong.