Hard to say what the real estate market around here will do right now, so it's hard to estimate how much money I will have to spend.I think Penticton is a great investment area as it is a popular and quickly growing retirement area for Canadians as well the surronding area has a strong tourism, wine, and natural resources industries. 

The most popular style seems to be the very common and recognizable "attached single family" - a single structure of two side-by-side townhouses with a garage, 2-3 bedrooms, 1.5-2 baths, with four total exterior walls and a shared roof.

Property taxes are not popular, but they are proven to be highly effective to reduce speculation.The third reason for the inflation of property values is extremely low interest rates.

It looks like with how popular your place is, its just a matter of time before you get ideal tenants.

I want to have greater control over how I spend my life for: family, rock climbing, work, backpacking, friends and traveling.

Investor saturation is a real thing, and the ship sailed years ago on many popular midwestern cities when Seattle/SF/LA investors took to cities like KC, Indy, and the like. 

Very popular place "dying to get in".

In your case, the lender didn't like the asset, that isn't an excuse it's just a reason you don't seem to be happy about. fact is if it were a rock solid asset as you say, a traditional bank would have picked the terms up.

Tampa is definitely a popular commercial multi-family investment destination now, whats the range you are looking at?

As more employers embrace remote work and bars prove to be a popular coronavirus hangout, overpriced apartments lose their appeal—even if they were once great pregame spots.