And what if I only hire him for one job instead of a consistent on going relationship?

You do need to have a constant, ongoing log of your time that qualifies. 

The other provides ongoing income for the beneficiaries, rentals, brokerage accounts. 

This is just "one" of our ongoing projects.  

It's easy to obtain, costs very little, and doesn't require additional, on-going effort to maintain. 

I actually disagree with the above, you want more than additional insured, you want additional insured for ongoing and completed operations.

Rather, you have to improve it in some way to earn ongoing income.  

I will send you their info.If you go out an buy a single policy for just one of the risks, here are the different policies types and when they need to be used.Vacant Building policy - no renters and NO rehab going onBuilder Risk policy- Vacant and on going rehab Landlord/Rental Property policy - Tenants are occupying the propertyIf you purchase the wrong policy, the insurance carrier could deny claims stating you "misrepresented" the risk.

Many folks look at owning the home as a liability and just prefer to rent.. they dont want to have Cap ex and on going maintenance issues.

Ongoing communication (where we are, what's next and what are the milestones) is lacking and only comes partially when i really push for details.Another lending investment i have with them in Puerto Rico is supposed to complete in few months but has already been delayed twice.