Insurance on flips when acting as GC?

[Brandon Stiles]

I've read up on a bunch of posts about insurance for flips but most of the answers were very specific to the individuals situation and I wasn't able to find the info I was looking for.

I'm going to be buying my first flip soon and I don't plan on hiring a GC, only subs. It will be mostly cosmetic, maybe take down a wall or two but nothing crazy (at least on the first one). What type of insurance do I need to have all my bases covered during and after rehab?

Builders risk for physical property? GL for injuries? Vacant lot after the rehab is done?

If a sub gets injured on site does that fall on me as homeowner or acting GC? Do most subs have their own insurance for injury? I've seen some people mentioning workers comp but if I'm only hiring 1099 subs that wouldn't apply correct?

Thanks in advance