You are not going to save any money by supplying the materials .

I get the concept of analysis paralysis - but maybe it is 'analysis-not-making-sense-icus"... to invent a new term.I think beginners need to realize that the real estate market is cyclic.  3-5 years ago both properties and money were cheap.  

We plan to utilize hard money but I am interested in opinions for other options.

Chances are, the living arrangements and property use is not as it was supposed to be.If the money is good, set a lease with extra provisions for the dope house cleanup when the tenant leaves.You can't charge for the plants, but you can charge for uncommon use of the property.

I am currently in a very high interest hard money mortgage that balloons in September 2025.

I've also put in my earnest money. 

Am I willing to lose these people as my friends if/when a deal goes south? 

How would you suggest I use this money to generate the maximum amount of monthly cashflow? 

I would chat with a conventional lender to verify, as I mainly just do DSCR/hard money. 

Partnered with a friend and raised $250K for down payment and raised the rest through hard money.