There's real logic in living on a local golf course if an integral part of what you do in the community is sell yourself as a successful person.But I think that for most of the people on that golf course, there are deeper, less healthy reasons to do as they do.

It isn't about what the tenant should do, its about getting a better than average outcome for a given situation for yourself.

I also have 0 debt and good credit score.My question is if there is a fast track where I would not have to be working 2 years on a w2 in order to be able to get a loan and buy a house?

You may also be required to show credit history in your country of origin for favorable terms/higher than 65% LTV.

This is typically lower than I aim for but using the proceeds from a 1031 that had massive equity, and given the desirability of this complex, I made an exception. 

Plus there is a community college and train station less than 5 minutes away.

So if I refi three and buy six more - than I lose about 3K in cash flow and only add 2400 in cash flow from the newer places. 

@Adam Eckhoff section 8 always sounds a lot easier than it is.

On average, you should expect no better than what you have.

We double close if our fee is more than 20% of the purchase price because most hard money lenders will flag it if they see more than a 20% fee on the hud.