Almost anyone can afford a SFH.I also have another business (8 restaurants) and don't need additional hassles in my life. 80 employees provide enough problems - I tell people I run an adult daycare business!

My back ground is government employee; I have a bachelors in Business Administration and an Associate Degree in Office Administration.

In turn, the manufacturing company would let employees stay in the homes as long as they were employed with the company. 

This Spring, I am on a steep learning curve transitioning it from employee housing into a class A rental.Real estate is not much different from our production farming and cattle ranching--both are a numbers game involving calculated risk, best played with decisive patience.

Employee should write "Reciprocal Agreement" and the state name on that line.MI-W4MinnesotaMichigan, North DakotaMWRMontanaNorth DakotaNR-2New JerseyPennsylvaniaNJ-165North DakotaMinnesota, MontanaNDW-ROhioIndiana, Kentucky, Michigan, Pennsylvania, West VirginiaIT-4NRPennsylvaniaIndiana, Maryland, New Jersey, Ohio, Virginia, West VirginiaREV-420VirginiaKentucky, Maryland, District of Columbia, Pennsylvania, West VirginiaVA-4West VirginiaKentucky, Maryland, Ohio, Pennsylvania, VirginiaWV/IT-104WisconsinIllinois, Indiana, Kentucky, MichiganW-220

What I am having issues with is 2 clauses: 1) compensating the PM for any issues arising, as part of the   hold harmless clause which I am fine about, 2)  Broker may perform any of Broker's duties through attorneys, agents, employees, and independent contractors, and shall not be responsible for their acts, omissions, defaults, negligence, and/or costs except for persons working in Brokers firm. 3) A clause on mediation which is fine, but I am not convinced with part of the paragraph which reads "The following matters are excluded from the requirement hereunder: (a) judicial or non-judicial foreclosure or other action or proceeding to enforce a deed of trust, mortgage, or installment land sale contract, (b) an unlawful detainer action, (c) the filing or enforcement of a mechanic's lien, and (d) any matter which is within the jurisdiction of a probate courtAny thoughts appreciated!

You hear those stories of people starting their business in their garage with 3 employees.  

The best thing about HM Lenders is that a HM Lender will not do the deal with you unless it is solid - they give you the best 2nd opinion you can ever get whereas a bank (and their employees) just follow scripts.   

Is the person on the ground making those decisions  licensed or just an employee of RS?

Unless you have actual employees.