This is an issue that wasn't adequately conveyed to the OP, which illustrates the dangers of taking unlicensed advice.

However, I would NOT use PML to fund long term real estate holdings, that would be dangerous in my opinion and with all of your assets, I don't believe you need to do this. 

I follow national reports and entities as well --> --> this shows top 10 MSA's in danger of a pullback https://www.trepp.com/trepptal... - after massive rental run up - most MSA's are seeing some pull back in monthly rental price movement. 

Using flooring that requires any kind of bulky nosings are dangerous as well.

IMHO, it is the duty of the maintenance supervisor(even if the same person owns the place) to be aware and reasonably responsive to the tenant feelings about it, as long as it does not become negative impact on the property or management, or there is not some other mitigating circumstances(suspected illegal/dangerous activity) that require such rigid adherence to the maximum legally enforceable rights of the contract.Best of luck!

@Bruce Woodruff Interesting, I am curious as to why longer term rentals would be significantly more dangerous than shorter term rentals.

Manipulating numbers to make the investment work is dangerous to success.

All the while, we wait with a backyard that is dangerous to use (there's a drop with no fencing). 

If not, why are you rendering potentially dangerous legal advice to others?

Unless there is something reckless, careless, dangerous or irresponsible about your investments.