I have emailed multiple times with no reply, and have called the call center multiple times asking to be forwarded to their REO department with no luck.

This, specifically, is to be applauded in my opinion:To encourage more landlords and property managers to participate in the HCV Program, HUD’s new Landlord Task Force will host a number of forums across the country to engage directly with housing providers, specifically those who do not participate in the voucher program.

I have multiple properties in phoenix az area and have created multiple AZ LLC;s to put them in. 

Get paid multiple times on one wholesale deal.

There's still a handful of homes that get multiple offers and sell immediately and then there's a bunch of stuff that's sitting for no real reason. 

If you're self-managing then it definitely will be beneficial to have multiple props in the same area.

How much liability overage do I need on multiple SFH,s with a net worth less than $1M?

I don't think 300k is enough to fund multiple project in the area I live so I was thinking of perhaps starting to get into this business by providing funding to flippers for the down payment normally required by HMLs. 

The way I operate with my household (and future rentals) is using multiple "micro savings" (--> MS), each with its own designation (e.g. yearly expenses / vacation expenses / general savings etc).

@Aaron Klatt This three story multi- family residence built in 1880 with 7 bedrooms offers lots of character with lots of windows for natural lighting, hardwood floors throughout, multiple fireplaces, built-in bookshelves and a covered wrapped porch!