Hi Therese,I am a licensed insurance agent in Ohio.The type of policy you need is a dwelling fire policy (this is the type of policy all landlords need for their properties with 1-4 units).

There are numerous benefits; termite free, fire proof, reduced insurance costs, they can be assembled quickly and theoretically cheaper.

As long as you have police reports, fire report, documentation etc you have time to work out the claim (I believe 2 years even after your policy is cancelled).Secondly I would start reaching out to insurance brokers who specialize in habitational.

I've managed to kill one Kindle and a second (my wife's old one) has screen issues so I've been really considering the Kindle Fire HDX or the new retina iPad mini.

I was all fired up to start doing Lonnie-deals because I was reading out dated information.

For smoke, either tobacco or fire, it can't be beat.

I've had phone calls that began with shooting fire "what is this investment you have my client in" types.

San Antonio/Bexar County is ON FIRE!

Inspect for yourself, get representations in writing so you can hold their feet to the fire if need be.3.

This is a very good question and one I feel strongly about when new investors are interested in becoming a landlord.First of all you must accept that this is a business of evictions, damages, fires, tenants not paying rent, and more.