I'll just contribute, let them match my 6% with 3% and ride it till the wheels fall off (meaning they fire me or I quit).

However some stranger calling the next day after a fire inquiring doesn't seem right.

There are other communities where a $30K house will get you $750, or 2.5%, and they all have functioning schools, police, fire, libraries, parks, etc.

Just fire the agent and hire a new one.

Hi Therese,I am a licensed insurance agent in Ohio.The type of policy you need is a dwelling fire policy (this is the type of policy all landlords need for their properties with 1-4 units).

There are numerous benefits; termite free, fire proof, reduced insurance costs, they can be assembled quickly and theoretically cheaper.

As long as you have police reports, fire report, documentation etc you have time to work out the claim (I believe 2 years even after your policy is cancelled).Secondly I would start reaching out to insurance brokers who specialize in habitational.

I've managed to kill one Kindle and a second (my wife's old one) has screen issues so I've been really considering the Kindle Fire HDX or the new retina iPad mini.

I was all fired up to start doing Lonnie-deals because I was reading out dated information.

For smoke, either tobacco or fire, it can't be beat.