Would all traditional loan options be on the table?

Anyone have insight on these being better markets for traditional long term rentals vs. 30 day minimum extended stays / MTRs?

Is there a way to utilize part of my Traditional IRA funds as a down payment on a SFH investment property without being penalized? 

Hello,As a beginning investor, what down payment amount would you suggest if doing a traditional mortgage?  

Whether you're a new investor or looking to scale your portfolio, qualifying for traditional loans can be a challenge—especially if your personal income doesn’t meet the strict requirements.That’s where Debt Service Coverage Ratio (DSCR) loans come in as a game-changing solution for real estate investors, providing an easier way to finance properties based on the property's cash flow rather than your personal income.What is a DSCR Loan in Real Estate Investing?

This is a smart way for house hackers to maximize income from properties that might not cash flow as well with traditional long-term tenants.

I might as well go for the traditional loan, I guess.

no, it's getting worse. will not add another property with them... it's been an absolute disaster and I tried to give it every chance because they are integrating tech with traditional.

My company does over 30 DSCR loan transactions a month, so I definitely have a lot of experience with that program.Mid term rentals can be tough, but they can be done.LTR (long term rent) is easier for DSCR, that would be a traditional 1 year lease tenant.I'm very familiar with the OH state market, if you have properties in mind you want to purchase, they most likely will qualify for LTR so you can do a DSCR with 20% down. 

Anyhow, I'm curious if you have found certain materials or styles that tend to resonate better with buyers in specific markets, like more modern finishes versus traditional ones.