Starting Out
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated 5 months ago on . Most recent reply
![Felicia West's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3088952/1722368736-avatar-feliciaw64.jpg?twic=v1/output=image/cover=128x128&v=2)
Downpayment amounts - 20, 25 or 30%?
Hello,
As a beginning investor, what down payment amount would you suggest if doing a traditional mortgage? Of course, putting more down like 30 % would make it look like the property cash flows well, but is it worth it to put that much down, or is 20 or 25% down better depending on which gives you a better interest rate? Thanks!
Most Popular Reply
![Felicia West's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3088952/1722368736-avatar-feliciaw64.jpg?twic=v1/output=image/cover=128x128&v=2)
Quote from @Theresa Harris:
If you are planning on buying more properties, I'd do 20% down.
Thank you, Theresa! I would like to do more than just one property, so I will keep that in mind.