@David M.Just to add; If the cost of the flip is mostly cosmetic and under 10% of the purchase price of property than a vacant policy would suffice.

It sounds like you're self managing so your own spreadsheet or your accountant's recommended spreadsheet should suffice.

I wanted it to end amicably and assumed additional cleaning and carpet removal would suffice going to court.  

Will that suffice as a payoff statement for the title co?

@Tina ChauTitle company will suffice

Are there Any title companies out there known to allow some sort of affidavits from heirs to suffice for an official probating of an estate?

Would a partition wall with door, such as one used in hotels to divide conference rooms, suffice? 

You will have to decide if you are willing to make short term sacrifices such as going on vacations when your friends do, buying new car if an older one will suffice, getting pets ( no offence if you have pets).

Recommended from a different jurisdiction does not suffice. 

Also, with a refinance, atleast 25% equity is need at a minimum (as far as I've seen). 2) The umbrella policy should be suffice for a smaller portfolio.3) I'm keeping the umbrella until I get to a sizeable portfolio (3 or 4) then start strategizing on purchasing with the LLC (and thus lower less attractive financing).