Can I REFI one of my conventional mortgages into a DSCR for that piece of debt to fall off my debt-to-income?

Some courses say on average, you'll get a deal for every 1800-2300 pieces of mail sent.

Each piece is a pricing add.Location, unit type/number/style/mid rise/single story, mortgage middle FICO, Down payment percent, prepay type, 3 points - no points, market rents, property good to perfect condition, rented at close with verification, reserves, vesting is real person or single LLC are the pieces that deliver a rate at a moment in time.

I own a piece of land that is worth $245,000 and is in a VERY desirable part of the city.

You aren't "dead in the water" by any means.However, there's a piece here we don't know - how much do you owe on the property?  

I’m building my first rental property on a piece of raw land I recently bought under my name.

If the home is attached to a piece of property you could lien the property and the attached home. 

Most newbies wouldn't consider Germantown years ago, and then everyone wanted a piece of it. 

Even if the said Reno’s are as small as a few pieces of trim and some missing soffit? 

Further, LLC s have far fewer maintenance requirements than corporations due to ensure that the “entity veil” is not pierced.