Mentioning the DCR as low as 1.00 with a strong borrower is understood, at 1.20 that is lower than in our neck of the woods, which brought about the stress testing approach used. 

I'd like to, or rather, I NEED to improve this situation.I'm at the point where I feel that I need someone who's been successful in this business in my neck of the woods to hold me accountable.

I know many people personally who have all the surface appearances like homes, cars, new granite stainless steel kitchens who are all neck deep in debt.

I presume you've done it or you wouldn't have suggested it, but if I were the prospective LL I'd feel like I was being asked to stick my neck out for 60 days.  

"Uncomfortability" is like a muscle.

We're used to them in our neck of the woods. 

Vince,The 3 books are:How I turned $1,000 into Five Million in Real Estate by William NickersonHow to make Millions in Real Estate in 3 years by Tyler HicksRich Dad Poor Dad by Robert KiyosakiLiving in our neck of the woods, it seems like quite a few individuals are making 6 figures income. 

Kurt Kwart Definitely want get started in my own neck of the woods.

If your houses are targeting families then they usually have pets - at least here in my neck of the woods.I don't allow the "aggressive" dog breeds or the ones that can do some real damage (i.e. pit bulls, german shepards, etc).

Welcome to bigger pockets and I live in your neck of the woods so p.m. me@Dustin Weissman