I lived in the 2f unit for 5 years and can attest to this. im considering putting in a mini split with heat and AC (prob 2 cassettes per unit) to primarily supplement heat in the winter.

She said she and her husband cashed out their financial investments and borrowed $100,000 from employers to furnish them.The 47-year-old expected to net up to $7,000 a month from Airbnb after mortgage payments, supplementing her income as a part-time pharmacist and her husband’s as a schoolteacher.

Keep in mind teachers often supplement their income with summer employment which may be harder this summer. 

I just want to keep my options open and know what my exit strategy would be if I do have to disposes before the ten years.FYI, since I did the original post, the broker sent me the lender defined YM sheet of the contract, and I will just go through and start crunching some possible scenarios, to get an idea of what kind of hit I would take...ALSO, I asked about Owner carrying a second if I a buyer assumes the first and he asked the lender who replied that it was very common for Fannie to do a supplemental second along with the assumption of the first, in this type of a scenario.I welcome any advice or opinions...please don't hold back, I have thick skin!

My goal is roughly to have one or multiple properties, commercial or residential that can supplement my income.

If it's something else and real estate is just to supplement, that's fine too. 

Here is the section 4024 from the law 116-136:Section 4024 prohibits lessors of rental units that are insured,guaranteed, supplemented, or assisted by the federal governmentfrom charging penalties or evicting renters who fail to make rentalpayments.

Just to supplement the 20-30% down payments.Do you invest in Memphis or Nashville?

This is necessary to supplement her income and not cause a large tax implication.

Our goal, like so many others on this site, is to build a portfolio of passive income properties to supplement and ultimately replace our income so that we can live a more flexible life - we endeavor to do what we want, when we want, how we want.