You need to work with an experienced insurance broker who knows HOAs.  

The fact that you’re CREATIVELY thinking about how to position yourself to add value to a transaction as a “broker” or intermediary is an excellent start.  

Let's compare two scenarios I priced out, Borrower Paid Broker CompensationPurchase Price: $500,000SFR 30 Year Fixed Credit 740 DSCR over 1.00 Meets DTI Requirement 1.

But there is nothing like real world transactions to learn for real....and to do that you'd need a Broker and you'd take on all of the overhead costs.

Are you working with a broker?

The same can be said for subprime borrows in 2006 that didn't understand what the ARM that the mortgage broker was selling them meant.

Mortgage broker.

DSCR guidelines vary by lender and working with a mortgage broker or lender that specializes in these mortgages can help get better terms such as a DSCR 1 ratio vs a DSCR 1.2 ratio.

I've committed myself to being a full-time real estate investor, private money broker and real estate consultant!

I am a landlord, broker, investors, etc. and have section 8 tenants as well - luckily I have a good relationship with my tenants but man oh man... dealing with their case worker was almost like they were paying out of their own wallet for a rent increase when in reality HUD had updated rent guidelines.Do you not have an online portal or account that you can access the section 8 landlord portal via?