I’m at the stage where I have an a hard money lender, I’m prequalified and I have made a few offers so im waiting for one fish to bite. 

One of the advice I would give you if you do start thinking about investing here is don't buy properties that use oil to heat water or heat the property, it gets expensive quickly.

He was paying the heat out of pocket, oil radiant heat.

It's a lot like a mechanic....they can all change oil, and maybe they charge close to the same fee for it....but is someone going to try to sell you other things? 

Current primary residence is a 3 bedroom, 2 1/2 bath, 2 acre lot, with a fenced in, in-ground pool and 20x20 koi fish pond.

Current primary residence is a 3 bedroom, 2 1/2 bath, 2 acre lot, with a fenced in, in-ground pool and 20x20 koi fish pond.

I’ll for indebted as I’m currently a really small fish in an giant ocean.Mario

For example, I just put a 5 unit complex under contract that brings in $850 in rent per unit, my renter base is strong and reliable, I can count on the University, Military Base, and Oil works to bring home the bacon (Always willing to assign it).

If that furnace is oil or natural gas/propane it will most likely be in the rage of 60 - 70% efficient.  

I wall fished a lot of romex and coax.