welcome to BP and the forums @Frank Oliver I hope you find it as eye opening and supportive as I have over the many year's I've been participating. 

You can shop 10 or 20 lenders in a weeks time, find out what products they offer, what rates, what overlays and qualifications they each have for you.... 

I try to pay off all loans as fast as possible because I feel like money wasted on interest is overlooked sometimes as people only focus on the amount of money coming in rather than the amount saved.As of today, I'm just focusing on establishing the best systems to analyze the markets, find properties, get financing, make wise renovations, and manage my rental properties.

How did you find this deal and how did you negotiate it?

If not, then find a bank with a Commercial Loan officer. 

I don't find even this split worth my time, even as a listing, on my last rental listing I was stood up well over a dozen times last minute!

Hey all.I have prowled BP forums for a while and have gotten lots of good info from it, however I have not been able to find a good forum post for the question below.ContextMy wife and I purchased a fixer upper triplex in May of 2024 and live in one unit and rent out the other two units.

Could not find much online so figured I would turn to BP.

I’m not familiar with those markets, but I would suggest finding some meetups and attending as many as you can.

I find that most of the time, paying points up front isn't worth it in the end.