Any borrower in a default situation can easily turn into a request for relief which has mandated responses and times per DF.

It's amazing how many will ask for relief years later when they are trying to lease a vehicle etc etc.

Each state received Federal COVID relief money and most are allocating a portion to rent or mortgage relief.

Relief subway tile is popular and can be found at the big box stores.

It's also in the NEZ ( neighborhood enterprise zone ) which gives some tax relief on improvements made to the property.

Prop #2 on Student Loan DebtShould everyone in Texas have the right to refinance student loan debt with the Federal Reserve at a 0% interest rate, as relief for the crushing burden of debt and an investment in the next generation of Americans?

I think allow them this time to get their finance together to find a place to live will give them some sense of relief and will be willing to sell the property at a cost below market value.

I have crossed the entire state of Texas off my list for the time being until they get some real property tax relief laws in place (a bill will be proposed in the legislature in January).

If I purchase a home in the state of TN from an Irrevocable Trust, can a creditor (not a lien holder) seek relief, payment from me? 

A call with the listing agent's managing broker should get some relief on the purchase price that would be a credit to you from his commission.