@Kalen Smith  5% down is Home Possible through Freddie Mac.  3.5% down is FHA.  15% down is standard for conventional loans on a duplex, or 25% for a triplex or 4-plex. 

I don't want to train the tenant to expect technical support on her devices from us, and I also don't want to spend the next three months test driving equipment and configuring tenant devices on the network.

I just read something on the Freddie Mac page that refers to illegal flipping techniques. 

If more kids would get out of their devices long enough to learn a skill and appreciate the value of a dollar, we'd all be better off. 

It’s not commonly advertised, but from what I understand; if the loan was conventional and backed by Freddie Mac or Fannie Mae then the borrower may rightfully request a recast - an entirely different animal than a ReFi.  

While inconvenient, the fence could have a latch that can only be opens from the inside.A pool alarm, a floating device that detects waves, is also a good idea.Obviously, your rental insurance has to be made aware of the pool....they may have their own requirements.

I’m currently a medical device distributor in the NJ spine market.

My gut tells me you would be better going the Freddie Mac small balance route with a lender like Arbor or Sabal.

HomePossible (Freddie Mac) is not a renovation product. 

Or is it better to just rely on a good handyman or repair person on staff/retainer/rolodex.As @Joe Splitrock said, I have found that the adage of "they don't make them like they used to" seems to apply to most mechanical and electrical devices these days.