The guests have a credit card on file and your policy should allow you to charge for damages or excessive cleaning.

If the borrower creditable?

He said his credit rating is 760.

As for lenders, look for local banks or credit unions that understand the value-add you’re creating in each property.

I would not credit for laundry, I would price in line with not having a laundry if other units do.

Quote from @Nathan Frost: Hi all, curious on any advice or tips here. 

Still seeing low to mid 7s on 1/23/2025 assuming decent credit

You don’t need necessarily need to build credit.

Credit Union, Brokers, Banks (all have different advantage & disadvantages). 

Losing 85% on a single REIT would’ve been devastating if you were all-in, but spreading out across 10 investments turned the overall outcome positive because of the winners.Here’s a few extra key tips to avoid big losses in passive investments:Focus on cash flow: Invest in assets that generate consistent income.