In life we get caught off guard with Health issues, Death in the family, Loss of business or jobs (Unexpected pandemics!).

.- Time Savings: Managing rental properties can be time-consuming, especially when handling tenant inquiries, maintenance requests, and lease renewals.

Generally - you can make a referral fee on these types of loans if they are 100% purely business purpose - a lot of the restrictions and issues come from anything consumer-related. 

I''m a health professional and my wife stays at home taking care of the kids The goal is to generate income and slowly retire from 9 to 5 job The house we live is paid off and we have 1 rental property which generates about $700 cash flow.

If there was a radically cheaper way that consumer WANTED in mass, it would happen.

CO landlords can still evict for all of the common grounds for eviction: nonpayment of rent, violation of lease terms, damage to property, disturbing the peace, health and safety violations, illegal activities etc. and can also still evict if they plan to conduct repairs or renovations, property demo or conversion, move in to the unit themselves or have a family member move in, withdraw the property from the rental market, or if the tenant refuses to sign a new lease with reasonable terms. 

Quote from @Eva Green: Real estate investing can indeed feel overwhelming with scattered information and time-consuming processes.

Try to do all you can to be an informed consumer. 

One of the principal industry concerns about the vast power granted to the Consumer Financial Protection Bureau was that these powers were too insulated from review….The ruling sends a crystal-clear message to federal agencies that their powers are not unlimited…We would not be at this point today if government agencies were more prudent and consistent about staying within their statutory authorities, grounding their rulemakings in empirical facts, and heeding appropriate procedural safeguards…Instead, too frequently, our regulators appear to be chasing headlines and short-term political wins.”National Association of Homebuilders - “Today’s Supreme Court ruling is an important step forward to advance meaningful regulatory reform because it means that federal agencies can no longer continuously change the law – and the intent of Congress – by implementing their own interpretation of statutes as long as the interpretation is viewed as being ‘reasonable.’

The consumer doesn't have the ability to file an E&O claim against the agent, only the person who ha the policy can make a claim.