Westchester suffers from rent-to-price ratios that are way out of whack, compounded by those bonkers taxes.

There is a function MIRR in excel that takes that into account, you can also think of this as your Compound Annual Growth Rate. 

You cannot grow that 34% once it is gone, and the effective compound interest may still make it worth keeping it in the 401k, even if withdrawing at 50%, hypothetically.There could be a clawback on unvested dollars from your employer with an early withdrawal (I don't know if this is a thing, but worth knowing before you lose match dollars).  

They tend to have minimal completed education levels and low problem solving skills but lots of compounded life issues.

To compound the exaggeration, they used a 3.5% interest rate. 

ClasonBooks already purchased:The Book on Negotiating Real Estate- J ScottLand lording on Autopilot- Mike ButlerHOLD- how to find buy and rent houses for wealth- Steve ChaderThe Compound Effect- Darren HardyLong Distance Real Estate Investing- David GreeneWishlist Books:Think and Grow Rich- Napoleon HillCashflow Quadrant- Robert KiyosakiEvery Landlord’s Legal Guide- Marcia Stewart & Janet PortmanWhat every real estate investor needs to know about cash flow- Frank GallinelliBuilding Wealth one house at a time- John Schaub5 Day Weekend- Nik Halik & Garrett B.

If something pops up during the escrow period when I view the property like bowing foundation or leaks in a certain spot of the roof.

I won't go that route on ceilings less than 8 feet but on taller ones no one knows the difference, and you don't have to get into asbestos worries in the compound, popcorn, or insulation above the drywall in the attic.

If you flip you can compound the cash and build up your reserves to invest n other properties and keep going.Brrr is a slower strategy and leaves cash in the property you could otherwise deploy but you refi tax free so there's that as well. 

If you buy right (get a bow market deal because it needs some work) and planning to BRRR anyway, the money you were going to use to tackle your loans can get you a investment property, you fix it up, increase its value, get it rented and then refinance after 6 months and get back most if not all your initial investment back.