Cam embraced some pretty aggressive tackles today.

If you do decide to keep them, raise the rent slightly (unless you already have, and/or are at market for the condition the apt was in when they moved in), get the repairs done to insure habitability, and give them a deadline and a cost for replacing the AC filter ('replace AC filter by x date or we will do it and charge you $y as added rent' assuming your lease allows such).  

@Phillip Y.

Here's the approach I would start with:I'd suggest going back for 12 months and making it very clear that - like clockwork - your mom gets $X and pays $Y.

Joseph Y.

I am at the Y on 33rd.  

**(If anyone needs a killer PM- we connected with a great company who really helped us out during due diligence-message me for their info)** Just thought I'd post about my experience.My uncle has been involved in REI for a long time & I told him I wanted to help on the next deal he cam across.  

@Ross Y. - Yup your dad can do that.

So do you think it is in my clients best interest to take an offer from Agent X at $405k who wont close the deal, or from Agent Y at $400k, but closes the deal every time.  

It also asks what the effective date of the most recent paystub is, which makes sense: if we're 3.533 months into the year and the borrower has rec'd $Y in overtime year to date, you could divide $Y by 3.533 months and arrive at a spot on accurate YTD monthly average.