Great flashlights and extra batteries that fit, super long extender ladder, korkers/or other brands over shoe to go over your steel toe boots, GFCI tester, moisture meter, a dog nose, an extender mirror, shovel to check foundation moisture, respirator as some properties have gross smells or chemical exposure, regular retractable tape measure forget the laser one, 5 gallon bucket, zip lock baggies, brown paper bags, putty knife, variety of screw drivers,Are you checking basements?

If she claims one is an ESA so she technically only has one pet, then you can tell her that the pet requires a $500 non-refundable deposit and an extra $100 a month for the pet.

- Putting the property in LLC is not going to give you any extra deductions. - You will qualify for the exclusion even with the business use. 

Plenty of deals out there trust me, this agent first said you didn’t show the house, then ended the email saying I’m the buyer and the agent, clearly has no clue of being an agent, since I write all my offers with a contingency 10 day inspection, if I only had the time to see 100 homes a week I would need 100 extra hours a week:)Second he mentions that I didn’t offer cash and by doing the lowball offer I insulted his client???

Plenty of deals out there trust me, this agent first said you didn’t show the house, then ended the email saying I’m the buyer and the agent, clearly has no clue of being an agent, since I write all my offers with a contingency 10 day inspection, if I only had the time to see 100 homes a week I would need 100 extra hours a week:)Second he mentions that I didn’t offer cash and by doing the lowball offer I insulted his client???

Pulling cash from your personal residence is certainly an option, but you must be careful - if your investment goes bad and you lose money, you will be stuck with that extra payment.

I'm not familiar with your specific area, but if population stats look positive, job growth is good, and schools are good as you mentioned, there's a pretty strong chance you'll see appreciation over time.If you're truly looking for an investment though - I would consider looking for an investment property at some point down the line (maybe after you save some cash after this purchase) - something you can rent out to others, collect cash to pay your mortgage and potentially bring home some extra each month while you pay down that loan.

But will I be able to tell them no they cannot add more tenants and if they do I can create an addendum of some sort charging for each extra person  

ROI = (PMI saved/extra downpayment).

Assuming the mortgage servicer eventually gets the misplaced principal payment, you will have overpaid the principal of the mortgage when you make the supplemental monthly payments, and the mortgage servicer should return that extra principal to you, without question, when they ultimately close the books.The mortgage servicer will not return the interest portion of your payments, and in fact some additional interest may be due when this is settled, despite your ongoing payments, because the interest is collected in arrears.